Lately, our office has been swamped with calls related to the recent changes in flood hazard mapping in Yakima County, no doubt in response to receiving a Letter of Map Changes (LOMCs) from FEMA (Federal Emergency Management Agency, a service of the US Department of Homeland Security). An LOMC is a letter that represents an official revision or amendment to an effective Flood Insurance Rate Map (FIRM).
If you have received one of these letters informing you that your property is now considered to be in a flood hazard zone and there is an outstanding mortgage on your property, your lender most likely will require you to obtain flood insurance if you don’t already have it. (Flood coverage is typically not included on a standard homeowners policy.) Even if this is not the case, chances are you have lots of questions.
If you’re the type who likes to do your own research, here’s a list of helpful links to get you started.
If you find yourself still in a quandary, please call (509) 575-0300 or stop by our office at 3 N 7th Ave, Yakima, WA 98902.