Having an inventory list for your home is important.
If your home was destroyed by fire or vandalized by theft, could you recreate from memory a list of all your possessions including purchase date, cost, serial number and model number? Unless you have experienced a major loss, you’ve probably given little thought to how hard this process would be.A detailed list of damaged or destroyed possessions—including proof of ownership and value—is required for all insurance claims. How quickly your insurance claim will be processed and the amount of your settlement will be determined by the details given on your inventory report.
It’s not difficult to compile a home inventory report, but it does require time and patience to record and document the detailed information that’s needed. Here’s how to go about it.
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